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Privacy Policy

  • Terms of Service
  • Privacy Policy
  • SMS Terms of Service
  • SMS Consent
  • Voice Call Consent
  • Delete Your Account

On this page

  • Introduction
  • Quick summary
  • 1 · What we collect
  • 2 · How we use it
  • 3 · How we share it
  • 4 · Retention
  • 5 · Safeguards
  • 6 · Your rights
  • 7 · SMS specifics
  • 7b · Voice calls
  • 8 · Children
  • 9 · Third parties
  • 10 · International
  • 11 · Changes
  • 12 · Contact
Last updated · 2026-07-27

Introduction

The NextofKin App (the “App,” “Service,” “we,” “us,” or “our”) is owned and operated by Marsh IT LLC, a New York limited liability company, doing business as The NextofKin App. This Privacy Policy describes how we collect, use, share, and protect personal information when you use our mobile applications, our website at thenextofkinapp.com, and related services (collectively, the “Service”).

By using the Service, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use the Service.

Quick Summary

  • We collect only the information needed to operate The NextofKin App.
  • We do not sell your personal information.
  • We do not share your mobile phone number or SMS data with third parties or affiliates for marketing or promotional purposes.
  • Payments are processed by Stripe; we never see or store your full card details.
  • You can delete your account and your data at any time.

1. Information We Collect

Account Information

  • Name
  • Email address
  • Password (stored as a salted, irreversible hash)
  • Optional: phone number (only if you choose to enable SMS reminders)
  • Optional: profile photo

Estate Planning Content You Provide

  • Information about your digital assets (account names, access instructions, recovery notes)
  • Names and contact information for the people you name as trusted or emergency contacts, and the notes you write about where things are and what you’d want done
  • Notes you input
  • NokCheck preferences and emergency contact details

Payment Information

We use Stripe, Inc. as our payment processor. Stripe collects and stores your full payment card information directly; we do not store full card numbers or bank account information on our servers. Stripe is PCI-DSS Level 1 compliant. Stripe’s privacy practices are described at https://stripe.com/privacy.

Mobile Device and Technical Information

  • Device type, operating system, and app version
  • IP address
  • General location (city/region level, derived from IP address)
  • Crash reports and diagnostic data

Newsletter

If you sign up for our newsletter, we collect the email address you give us and a record of your consent — when you confirmed it, which page you signed up from, and your click on the confirmation email. You do not need an account to subscribe, and creating an account never subscribes you.

Every newsletter carries an unsubscribe link, which removes you from the list. If you would like the address erased entirely, write to hello@thenextofkinapp.com.

Usage Data

  • Features and pages accessed within the Service
  • Time, date, and duration of activity
  • Aggregated and anonymized analytics data

2. How We Use Your Information

We use your information to:

  • Create and operate your account
  • Authenticate you when you sign in
  • Send transactional SMS messages (only if you have opted in), including check-in reminders, account alerts, and NokCheck notifications
  • Process payments and manage your subscription
  • Communicate with you about your account, security, and changes to the Service
  • Improve the Service, debug issues, and develop new features
  • Detect, prevent, and respond to fraud, abuse, or security incidents
  • Comply with legal obligations and enforce our Terms of Service
  • Send you the newsletter you signed up for, if you signed up for it

3. How We Share Your Information

Service Providers

We share limited personal information with vetted third-party service providers who help us operate the Service. Each provider is contractually obligated to use your information only to deliver services to us.

  • Stripe, Inc. — Payment processing — Name, email, billing information
  • Twilio Inc. — SMS and voice call delivery — Phone number, SMS message content, call outcomes, opt-in / opt-out records
  • Base44 (a Wix company) — Application hosting and data storage — Account information and plan content. Base44 maintains its own subprocessor list at base44.com/dpa/exhibitc
  • SendGrid — Transactional and newsletter email delivery — Name, email

Mobile Information and SMS Data — Required Disclosure

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Phone numbers, SMS opt-in records, and consent data collected by The NextofKin App are used exclusively to:

  • Deliver the SMS messages you have explicitly requested
  • Honor opt-out requests in compliance with applicable law
  • Maintain consent and opt-out records required by mobile carriers and TCPA regulations

When you name someone as a trusted or emergency contact, you authorize us to use the contact details you provide in order to send them an invitation email asking whether they are willing to be named, and — if you have an active subscription and you stop responding to NokCheck check-ins — to send them a message asking whether they have heard from you. We do not send them your plan. No part of your plan content is visible to, or delivered to, any contact — unless you yourself choose to share it, or set up a release. Both are yours to turn on, and nothing is on unless you turn it on. We never sell the contact details you provide, and we never use them for marketing or share them with advertisers or data brokers. We use them only for the purposes described above. If that ever changes, we will update this Policy and notify you before the change takes effect.

We may also disclose information to:

  • Protect the rights, property, or safety of our users, the public, or us
  • Investigate fraud or security incidents
  • Enforce our Terms of Service

Business Transfers

If Marsh IT LLC is involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of all or a portion of its assets, your information may be transferred as part of that transaction. We will provide notice (by email or a prominent notice on the Service) before your information becomes subject to a different privacy policy.

We Do Not Sell Personal Information

We do not sell personal information as that term is defined under the California Consumer Privacy Act (CCPA) or California Privacy Rights Act (CPRA).

4. Data Retention and After-Death Handling

We retain your information for as long as your account is active or as needed to provide the Service.

Your account content remains in your account for as long as your account remains active. If your account becomes inactive, we follow the notice and deletion process described below. Your content is not transferred or delivered to anyone by us. The only ways it can ever reach someone are the sharing choices you make yourself.

You may delete your account at any time from the in-app account settings or by contacting hello@thenextofkinapp.com. Upon deletion request, we will permanently remove your data within 30 days, except where retention is required by law (for example, tax records, fraud investigation, or pending legal matters).

Automatic deletion of accounts without an active subscription

To keep the Service secure and our records current, accounts that do not have an active paid subscription may be scheduled for automatic deletion after a limited retention period.

If your account does not have an active subscription, a retention period of approximately 30 days may apply, after which the account may be automatically deleted. We will always warn you first before any automatic deletion. We will send an email to the address on your account letting you know it is scheduled for removal, giving you notice to act. You can stop the deletion at any time before it takes effect — by starting a subscription, or by contacting us at hello@thenextofkinapp.com.

If no action is taken by the end of the notice period, your account and its associated data will be permanently deleted, except where longer retention is required by law (for example, tax records, fraud investigation, or pending legal matters).

This automatic deletion applies only to accounts that do not have an active subscription, and is separate from the account deletion you may request yourself at any time described above.

5. Security

We use industry-standard administrative, technical, and physical safeguards to protect your information, including:

  • The Service is built on Base44 (a Wix company). Base44’s platform encrypts data in transit and at rest
  • Base44’s platform is SOC 2 Type II and ISO 27001 certified. These certifications are held by Base44, not by Marsh IT LLC
  • Role-based access controls and least-privilege internal access
  • Logging and monitoring of access to sensitive data
  • Regular security review and patching

No internet-based service can guarantee perfect security. We strongly recommend that you use a strong, unique password and enable any available account security features.

6. Your Privacy Rights

Depending on where you live, you may have the right to:

  • Access the personal information we hold about you
  • Correct inaccurate or incomplete information
  • Delete your personal information
  • Opt out of certain processing or data sharing
  • Receive a copy of your data in a portable, machine-readable format
  • Withdraw consent at any time where processing is based on consent

California Residents (CCPA / CPRA)

California residents have the rights listed above, plus the right to non-discrimination for exercising those rights. We do not sell personal information.

To exercise any of these rights, contact us at hello@thenextofkinapp.com with the subject line “Privacy Request.” We will verify your identity before responding and will respond within the time required by applicable law (generally 45 days under CCPA).

7. SMS Messaging Specifics

If you opt in to SMS messaging from The NextofKin App:

  • Message frequency varies based on your account activity and settings.
  • Message and data rates from your mobile carrier may apply.
  • Reply HELP for help.
  • Reply STOP at any time to opt out. Opt-out is honored immediately and at no cost.
  • Your phone number, consent record, and opt-out record are retained for a minimum of 4 years for compliance and audit purposes, as required by mobile carriers and applicable regulations.

For the avoidance of doubt — and as stated in Section 3 above — we do not share your phone number or SMS data with third parties or affiliates for marketing or promotional purposes.

7b. Automated Voice Calls

If you turn on check-in calls, The NextOfKin App may place automated, prerecorded telephone calls to the number you provide. Calls are never turned on by default, and consent to calls is separate from consent to text messages — agreeing to one does not agree to the other.

What we collect for this:

  • The phone number you ask us to call
  • Your consent record, including the exact wording you agreed to and when you agreed to it
  • Call outcomes — whether a call connected, was answered, or was stopped

When calls happen:

  • When you have stopped responding to your check-ins
  • During a release window, if one has begun

How often, and when:

  • At most three calls in a cycle, at least three hours apart
  • Between 8am and 9pm. If we cannot determine a usable local time for your number, we do not call.
  • Every call identifies who is calling at the start, and gives a callback number you can reach a person on.

How to stop them:

  • Say “stop” during any call. Your number is added to a suppression list and no further calls are placed.
  • Turn calls off inside the app, in your check-in settings, at any time.

Consent to calls is not required to use the app. Standard carrier charges may apply. Calls are delivered by Twilio Inc.

8. Children’s Privacy

The Service is not directed to and may not be used by children under the age of 18. We do not knowingly collect personal information from anyone under 18. If you believe a person under 18 has provided personal information to us, please contact hello@thenextofkinapp.com and we will promptly delete it.

9. Third-Party Links and Services

The Service may contain links to third-party websites, services, or applications. We are not responsible for the privacy practices of those third parties. We encourage you to review their privacy policies before providing any information.

10. International Users

The Service is operated from the United States. If you access the Service from outside the United States, your information will be transferred to, stored in, and processed in the United States. The data protection laws of the United States may differ from those of your country.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make material changes, we will notify you by email (to the address associated with your account) and/or by posting a prominent notice within the Service before the change takes effect. The “Last Updated” date at the top of this Policy indicates when it was last revised.

Your continued use of the Service after a revised Privacy Policy takes effect constitutes your acceptance of the revised terms.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, contact:

Marsh IT LLC d/b/a The NextofKin App

PO Box 2, Troy, NY 12182

Email: hello@thenextofkinapp.com

Website: https://thenextofkinapp.com

This Privacy Policy was last reviewed and updated on June 8, 2026. The NextofKin App is a registered trade name of Marsh IT LLC.

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Marsh IT LLC · PO Box 2, Troy, NY 12182 · Your data stays yours. We never sell it.