You’ve made every decision about your life on purpose. The record of what exists has to come from you too.
Living on your own terms means the answers live with you. It also means nobody else has been quietly learning them alongside you.
A few things genuinely need a name attached, and they are the ones people are surprised by:
That last one matters most. The people closest to you are the people you chose, and a system that guesses will guess by relationship rather than by closeness.
A will, a power of attorney, a healthcare agent. Those are legal instruments and they belong in legal documents. An hour with someone qualified covers it.
The rest. Where things are, which account does what, who to call, and what you’d want done. Not the passwords — the map.
One small thing
Not who a form would pick. The person who would know what to do, and who you’d be glad was asked.
Naming them changes nothing on its own — they’re asked whether they’re willing, and that is the whole ask.
When you open the app next, we’ll ask one more question. That’s it.